SCHOOL PROFILE · FREE PREVIEW
SCHOOL PROFILE · FREE PREVIEW
Brainerd Baptist School
Chattanooga, TN · Independent school
THE READ · FREE SUMMARY
Brainerd Baptist School sits in the watch range. Reserves cover 3 months of operating expense, a thin runway. Revenue is highly concentrated at 93% tuition-dependent (peer median 85%): a soft admissions year would flow straight to the bottom line. Staff compensation runs 66% of expenses, about par for the peer cohort. Expenses are outpacing revenue 9.8% vs 7.6% per year over three years, signaling margin compression worth flagging. NACUBO Composite Financial Index: 2.8 / 10, watch.
Brainerd Baptist School operates at 93% tuition dependency — among the most tuition-reliant 10% of peers in its cohort. A soft admissions year would flow straight to operations.
Brainerd Baptist School reported $5.2M in revenue against $5.1M in expenses in fiscal year 2024, the most recent filing on record. Net assets stood at $1.4M — about 0.27x annual operating expense.
Operating margin landed at 1.6%, with 92.6% of revenue coming from tuition. Among same-size peers, that puts Brainerd Baptist School at the p38 on operating margin.
$5.2M
REVENUE FY2024
1.6%
OP MARGIN
20
PEERS RESOLVED
IRS FORM 990 · DATA THROUGH FY2024
THE FULL REPORT
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Ten panels on Brainerd Baptist School: financial health, peer comparison, community demographics, paying & giving capacity, competitive position, enrollment demand, leadership compensation, governance — and the questions to ask. One subscription opens every school.
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WHERE THIS SCHOOL SITS · REVENUE SCALE VS PEERS
Among 20 similar peer schools, Brainerd Baptist School ranks 17th by latest 990 revenue.
Revenue scale
WHAT’S IN THE REPORT
- Financials — IRS Form 990, up to nine years on file.
- Enrollment & demand — IRS 990 tuition revenue + U.S. Census county births.
- Competition — NCES private (PSS) + public (CCD) school inventory.
- Demographics — U.S. Census Bureau, ACS 5-year estimates.
- Local economy — U.S. Bureau of Labor Statistics, QCEW and CES.
- Peer set — 1,620 independent schools with verified financials.
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